by fmfinancial | Dec 4, 2025 | Uncategorized
Although the holiday season has just begun, we will embark on 2026 before we know it. The new year is a popular time to set goals and resolutions. But history teaches us that nearly 80% of resolutions fail, many within the first weeks. Common reasons for failure...
by fmfinancial | Dec 4, 2025 | Uncategorized
Some people save without having a specific goal in mind other than to amass wealth. Conversely, others may spend without considering that a lack of saving could be damaging to their financial situation now and in the future. When it comes to saving, it is important to...
by fmfinancial | Dec 4, 2025 | Uncategorized
If you are looking to get serious about sticking to a budget in 2026, there are several methods you can use. Various experts may favor one method over another, but ultimately you should choose the method that resonates best with you so you will stick to it for...
by fmfinancial | Dec 4, 2025 | Uncategorized
Debt has become an accepted and prevalent aspect of modern society. Unfortunately, debt essentially enslaves you and can lead to increased stress, anxiety, and strained relationships. At a minimum, any debt should be approached with caution and wisdom. The good news...
by fmfinancial | Sep 16, 2025 | Uncategorized
Billy Graham once powerfully stated, “If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.” This quote represents one of the many reasons giving was the foundational component of FM Financial’s identity...
by fmfinancial | Sep 16, 2025 | Uncategorized
Preparing estate planning documents—like a will, trust, or powers of attorney—is often viewed as just another item on the adulting checklist. It’s ordinary, necessary, and responsible. But what if these documents could be something more? What if they could...