Dear Friends:
HOPE. PEACE. JOY. These three little words make a world of difference. While financial issues can often bring feelings of doubt, uncertainty, and depression, FM Financial wants families and ministry organizations to know that HOPE, PEACE, and JOY are available when you take steps to faithfully manage the resources God has entrusted to your care.
HOPE – When you thoughtfully take control of your finances through careful planning and methodical spending, there is reason for hope. Knowing there is a plan and breaking it down into achievable steps brings hope into a situation that previously brought uncertainty and despair.
PEACE – Many people live in a state of worry and anxiety when it comes to finances. Having an emergency fund, paying down debt, sticking to your budget, and methodically saving for the future are all part of the prescription to replace worry and anxiety with peace.
JOY – While happiness is a temporary feeling, joy is enduring. When finances are no longer a source of stress, a deep sense of abiding joy is possible. You can give more of yourself – your time, talents and resources. Being generous is the most fun you can have with money.
As our team looks back on the activities of 2025, we are thankful for the trust you placed in us to help you plan with purpose, invest with discipline, and give with joy. Numbers never tell the complete story. It is our prayer that each number represents more HOPE, PEACE, and JOY for families and ministry organizations.
Mark Olson
President/CEO
