LETTER FROM THE PRESIDENT: Staying Steady in an Unsteady Market

June 3, 2026
fmfinancial

Dear Friends: 

We recognize that market headlines, economic uncertainty, and global events can create concern. Inflation, interest-rate expectations, political conflict, and ongoing market volatility all contribute to a challenging environment. In seasons like this, faithful stewardship calls us back to wisdom, discipline, patience, and perspective.

Financial decisions should never be based on fear, speculation, or short-term predictions. Instead, let enduring principles that have held true through many market cycles guide you. These principles include:

  •  Behavior matters more than predictions. The greatest risk to long-term success is often not market volatility itself, but the decision to abandon a sound plan when fear or frustration takes over. Volatility is uncomfortable, but it is also normal. A well-designed financial plan should account for difficult seasons, not simply favorable ones.
  • Your plan should guide your portfolio. If your goals, income needs, time horizon, risk tolerance, and family circumstances have not changed, then the best response may be to stay calm and remain committed to the strategy already in place.
  • Keep practicing generosity. When financial uncertainty looms, it is easy to stop being generous. But people and ministries will always need help. By giving of our time and resources, we take the focus off ourselves and create good in a world that desperately needs it.

At FM Financial, we believe stewardship is steady work. It is not built on reacting to every market movement or trying to predict the next headline. It is built on wise planning, appropriate diversification, patient discipline, and regular review. Our desire is to help you stay focused on what your resources are meant to accomplish: supporting your life, your family, your calling, your generosity, and your legacy.

Mark Olson

President/CEO

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